ANSWER · CREDITS & ACCOUNT
Payment methods on Club Ready Music
“What payment methods does Club Ready Music accept?”
Club Ready Music processes payments through Stripe. When you click Top up you are taken to Stripe's hosted checkout, which accepts Visa, Mastercard and American Express everywhere, plus Discover, Diners and JCB where supported, and offers Apple Pay, Google Pay and Link when your browser or device supports them.
Cards
Any major credit or debit card. Prepaid cards work if they are enabled for online purchases. 3-D Secure verification may be requested by your bank, especially in Europe, and appears inside the Stripe checkout.
Wallets
Stripe shows Apple Pay in Safari on Apple devices with a card in Wallet, and Google Pay in Chrome with a saved card. Link, Stripe's own one-click wallet, appears if you have used it before. These pay with the card behind them; nothing changes about the price.
Regional methods
Stripe can offer local methods such as iDEAL, Bancontact, SEPA Direct Debit, Klarna or PayPal depending on where the account is configured and where you are. If a method you expect is missing, a card always works.
Currency
Prices are set in US dollars. Your card issuer converts the charge to your currency at its own rate and may add a foreign transaction fee; that fee is set by your bank, not by Club Ready Music or Stripe.
Receipts
Stripe emails a receipt for every purchase to the address you enter at checkout. Keep it; it is the record you would use for a refund request or for expenses.
Security
Card numbers are entered on a page served by Stripe, which is certified to PCI DSS Level 1. Club Ready Music receives a confirmation that payment succeeded and the number of credits bought; it never sees or stores card numbers. Stripe's checkout also handles fraud screening and the bank's authentication step.
Failed payments
If a payment is declined, nothing is charged and no credits are added. Common causes are a bank blocking an unfamiliar online merchant, an expired card, or a prepaid card without online purchases enabled. Try again after checking with your bank, or use a different method.
Business purchases
Enter your company name and address at checkout and the receipt carries them.
Frequently asked
Does Club Ready Music store my card?
No. Card details are entered on Stripe's hosted checkout and never touch Club Ready Music's servers.
Can I pay with PayPal or crypto?
Not yet. Checkout runs on Stripe, which takes cards, Apple Pay, Google Pay and Link.